Risk Profiling


Risk profiling is a process for estimating financial risk-taking capacity and understanding the (psychological) risk tolerance level of an individual.

We have compiled some questions that will help us to evaluate both the parameters. After submitting the answers, you will get the report via email. The questionnaire takes about 10-15 minutes for completion.

Risk Profiling Questionnaire

Please answer all the questions by circling one of the options. Choose the option that best indicates how you feel about each question. If none of the options is exactly right for you, choose the option that is closest.


Above 60 Years
Between 45 - 60 Years
Between 30 - 45 Years
Less than 30 Years

Less than 2 Years
Between 2 - 3 years
Between 3 - 5 Years
Between 5 - 10 Years
Above 10 Years

Not hold and cash in immediately if there is erosion in capital
Will hold for 3 months
Will hold for 6 months
Will hold for one year
Will hold for more than 2 years

Very unstable
Unstable
Somewhat stable
Stable
Very Stable

Principal protection
Can consider a loss of 4% if the expected gains are of 10%
Can consider a loss of 8% if the expected gains are of 20%
Can consider a loss of 15% if the expected gains are of 30%
Can consider a loss of 25% if the expected gains are of 50%

Cut losses and Sell completely. Capital preservation is primary objective
Sell partially and transfer investments to safer asset classes
You would be worried, but would give your investments a little more time
Retain fully, you are OK with volatility and accept decline in portfolio value as a part of investing
Buy more to bring down the average buying price and not bothered by notional losses

Preferably guaranteed returns, before tax efficiency
Stable returns, minimal tax efficiency
Some variability in returns, some tax efficiency
Moderate variability in returns, reasonable tax efficiency
Unstable but potentially higher returns, maximising tax efficiency

I have no idea about financial markets
I have very basic idea about investing & no experience, I understand the risks and basic investment concepts like diversification
I have a fair knowledge & experience, have invested on my own and understand the risk and return characteristics of different asset classes
I have thorough knowledge & experience with most investment avenues. I have my own investment philosophy

Worst Year = 1% and Best Year = 15 %
Worst Year = -5% and Best Year = 20%
Worst Year = -10% and Best Year = 25%
Worst Year = -15% and Best Year = 30%
Worst Year = -18% and Best Year = 35%

Less than Rs.50 lakhs
Between Rs.50 lakhs - 1 Crore
Between Rs. 1 Crore - 3 Crore
Between 3 Crores - 5 Crores
More than 5 Crores
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